AssurityBalance® Simplified Critical Illness Insurance
Issue Ages
18 through 59, age last birthday
Rates
Rates are available for both Male/Female, and Tobacco/Non-tobacco.
Minimum/Maximum Face Amounts (Benefit)
$5,000 - $50,000 for each category
Multiple Benefits Across Categories
The first benefit is paid to you upon the initial diagnosis of a condition or procedure in any one of the three categories. If you continue to pay the premiums and are diagnosed with a condition or procedure in a different category, you will again receive the benefit payment indicated. Your maximum benefit is up to three times the critical illness policy benefit amount. The multiple conditions must be diagnosed at least 180 days apart.
 category I |
 category II |
 category III |
(click to view any of the above charts) |
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Renewability
Policy is guaranteed to age 75.
Waiting Period
Coverage begins immediately for all conditions in Category II - Heart/Stroke and Category III - Other Illnesses and Conditions. Category I - Cancer has a reduced benefit for the first 90 days. Contact an agent for specifics.
Family Coverage
Your spouse and/or children may receive critical illness insurance through riders on your policy with additional premium.
Benefit Payment
The benefit payment goes directly to you and may be used for anything you wish (e.g., medical bills, mortgage or credit card payments, travel, experimental treatments, etc.)
Return of Premium Upon Death
If you die of any cause, 100 percent of the premiums paid by you less any benefits received are paid to your beneficiary. If you die of a covered illness and meet the criteria (including first-ever diagnosis), your beneficiaries receive the maximum benefit less any benefits previously received within the category for that illness. There is no extra charge for this provision.
Riders Available
You can expand your protection with these riders for additional premium:
- Return of Premium Rider
- Disability Waiver of Premium Rider
- Accidental Death Benefit Rider
- Spouse Critical Illness Benefits Rider
- Children's Critical Illness Benefits Rider
The AssurityBalance® Simplified Critical Illness Insurance is just one of the CI plans offered by Assurity. To learn about other plans, use the form on the right to request to speak to an agent.
Please complete this form so that a Prosurity agent can contact you regarding your Critical Illness Insurance request.
This information will only be used so a representative can contact you. We will not use this information to promote other products or services.
